BinaxPay pricing is built for real operations — not generic “plans”. You choose the modules you need (accounts, cards, payments, payouts, compliance) and pricing scales by usage, markets, and risk category. This keeps costs predictable while allowing you to expand country-by-country and product-by-product.
Pricing structure
The platform is priced in layers: a base access fee for infrastructure + optional modules, then transaction-level pricing for activities like pay-ins, payouts, wallets, card usage, and compliance checks. Enterprise rollouts can be structured as tiered volume pricing or custom commercial models aligned to your settlement and risk profile.
What’s included in platform access
- Admin & operations dashboard (users, roles, permissions, support workflows)
- API access + webhooks for real-time events and reconciliation automation
- Audit logs and reporting exports for finance, compliance, and dispute handling
- Security controls: role-based access, monitoring, and configurable limits
- Ongoing updates + SLA options depending on your support level
Module pricing
Modules are priced separately so you only pay for what you activate. Most modules support volume discounts as your program scales across entities, regions, and user bases. Request a pricing proposal by sharing your expected volume, countries, currencies, and product scope.
Transaction-based fees
Transaction fees apply per activity and depend on the country, payment method, currency, and risk category.
Pay-ins (Collections): card payments, local methods, subscriptions, invoicing, settlement routing.
Payouts & Transfers: bank transfers (local/international), bulk payouts, internal transfers, refunds.
Wallet activity: balance operations, statements, limits, and ledger-grade transaction history.
Best pricing models are predictable: modular fees for capability, and volume-based fees for usage — with clear discounts as you scale. - BinaxPay Commercial Team
Cards & issuing
Virtual card programs are priced by card issuance + optional monthly maintenance + transaction processing. Controls are included: online-only usage (no ATM / no POS), spending limits, merchant category restrictions, and real-time rule enforcement.
Compliance & risk pricing
Compliance services are priced by verification volume and monitoring scope:
KYC / AML: identity verification, sanctions/PEP screening, risk scoring, approval workflows.
Monitoring: rule-based alerts, case management, audit trails, export-ready reporting.
Enterprise clients can bundle compliance checks into monthly packages with defined caps and overage rates.
What impacts your final price
- Countries, currencies, and settlement structure (single vs multi-entity)
- Transaction volume (pay-ins, payouts, refunds) and peak throughput
- Risk category (standard vs regulated vs high-risk merchant profiles)
- Enabled modules (cards, wallets, compliance, reporting, reconciliation)
- Support level, SLA requirements, and integration complexity
Enterprise options
For high-volume rollouts, BinaxPay can offer tiered pricing, multi-country rollout packages, and custom commercial structures aligned to your unit economics. If you operate multiple brands/entities, we can structure pricing by entity, by region, or by consolidated group volume.
Next step
To receive a pricing proposal, send: target countries, currencies, expected monthly volume, product scope (wallets, cards, pay-ins, payouts), and whether you need compliance + monitoring. We return a clear pricing sheet with module fees, transaction fees, and discount tiers.